Retired, Terry now devotes considerable time to sailing and photography. Some of photos go to a stock agency, some are entered into contests, some are posted here for sale, and some are sold off of a folding table directly to the public.

Terry's attitude is that doing just about anything in parks or on/near the water with the camera along, means that a great day has been experienced with time well spent.

Terry's photos have won contests and also appeared in magazines.